The Norwegian challenger Optin Bank creates solutions that focus on simplicity through more user-friendly, simple and clear solutions, both for e-commerce companies and consumers. Optin Bank is now launching a partnership with the fast-growing Fintech company Aptic AB, which develops innovative solutions for credit management.

Optin Bank has established itself as a player engaged in product and technology development, with innovative solutions based on the needs of customers and partners. Now, Optin Bank wants to challenge the established e-commerce financing solutions, which are often not intuitive and contain many steps before transactions can be completed. The goal is to tailor solutions based on customer interaction, ensuring that the solutions are user-friendly, simple, clear and functional for both consumers and e-commerce players.

“Our goal is to create financing and payment solutions that are easy for both consumers and e-commerce companies. Aptic has long experience with similar solutions and has proved willing to challenge the status quo, enabling us to meet our customer’s future needs together. The banking and financial markets are changing rapidly, based on consumer demands, expectations and availability of new technology, such as mobility and real-time data, “says Harald Dahl-Pedersen, CEO of Optin Bank.

Short facts

Optin Bank was established in 2017, aiming to set new standards for how payments and financing of e-commerce should be. Optin offers financing, invoice and payment solutions for online shopping, as well as savings, and loans to private customers. Optin cooperates with national and international e-commerce operators and will integrate our eCommerce Finance platform into their eCommerce solution. This will simplify the purchase process, and customers will have simple and flexible payment solutions for their purchases. Optin Bank ASA has a license from the Norwegian Financial Supervisory Authority and is a member of the Bank’s Guarantee Fund. The company is listed on the OTC List of the Bond Brokerage Association in Norway.